WHY CHECK MY CREDIT?

 Consumer credit fraud is on the rise.  As a consumer you need to be aware of what could be lurking on your credit report.  From stolen credit cards to identity theft, these prevalent crimes are often hard to prevent and difficult to correct.  When you are in the market to buy it is wise to give yourself time to sort through your credit history.  Therefore, we have created links the top three credit reporting agencies for you.  

http://www.transunion.com

http://www.equifax.com

http://www.experian.com

WHY SHOULD I GET A PRE-APPROVAL?

Getting a pre-approved mortgage is a great way to get started. With a mortgage approval, you will be in a better position to negotiate with sellers. You will also be able to close on a property quicker than other buyers. This shows the seller how serious you are about the property, and it will make the seller more comfortable working with you. In a "seller's market," or where supplies are limited, a pre-approved mortgage is essential.